Your money, always accounted for.
Deepa AI tracks every naira you spend, keeps your budgets in check, and handles your recurring bills — all in a WhatsApp chat.
Food & Drinks — ₦18,400
Transport — ₦9,200
Bills — ₦14,000
Total: ₦41,600 of your ₦60,000 budget (69%)
Tracks payments across all Nigerian networks & service providers
How it works
Your finances, on autopilot.
Connect once, and Deepa AI starts learning your spending patterns, sending you insights, and managing your bills — all without leaving WhatsApp.
Connect on WhatsApp
Send "Hi" to get started. Deepa walks you through a 2-minute setup — no forms, no app downloads, no bank login required.
→Log & Track Spending
Tell Deepa what you spend — or link your wallet for automatic tracking. Set monthly budgets per category and get alerts when you're close.
→Automate Your Bills
Schedule recurring payments for electricity, subscriptions, and airtime. Deepa pays on time, every time, and sends you a receipt instantly.
Features
Your personal CFO, in your pocket.
Everything you need to understand, control, and automate your finances — built for the way Nigerians actually spend money.
Spending Tracker
Log expenses by simply telling Deepa what you spent. It categorises automatically — food, transport, utilities, entertainment — and updates your monthly total in real time.
Budget Management
Set monthly spending limits per category. Deepa alerts you at 70% and 90% of your budget so you always stay in control, not surprised at month-end.
Recurring Payments
Schedule bills like electricity, DSTV, and airtime on a fixed date every month. Deepa handles the payment automatically and confirms when done.
Bill Payments
Pay electricity, TV, data, and airtime on demand — just say what you need. All major DISCOs, networks, and subscription services are supported.
Monthly Reports
Every month-end, Deepa sends you a clear breakdown of where your money went, how you tracked against your budget, and what to watch in the month ahead.
Bank-Grade Security
All data is encrypted end-to-end with AES-256. Your PIN is hashed and never stored in plain text. Deepa is fully CBN-compliant and audited quarterly.
By the numbers
Nigerians trust Deepa AI
What users say
Real people. Real savings.
Thousands of Nigerians are already using Deepa AI to finally understand — and control — where their money goes.
"I had no idea I was spending ₦40,000 a month on food until Deepa showed me the breakdown. I cut it to ₦22,000 in two months. That's real money saved."
"I used to forget my DSTV and electricity every month. Now Deepa handles both on the 28th automatically. I haven't had a disconnection since March."
"The monthly spending report is the most useful finance tool I've ever used. I see exactly what I spent and where I went over. Finally feels like I'm in control."
Pricing
Simple, transparent pricing.
No hidden fees. Start free and upgrade when your finances need more power.
- Spending tracker (up to 20 entries/mo)
- 2 budget categories
- Manual bill payments
- Basic monthly summary
- Unlimited spending entries
- Unlimited budget categories
- Up to 5 recurring payments
- Budget alerts at 70% & 90%
- Detailed monthly reports
- All bill payment types
- Everything in Personal
- Multiple staff expense tracking
- Unlimited recurring payments
- Team budget management
- Quarterly financial summaries
- API access & webhooks
FAQ
Common questions.
Everything you need to know about Deepa AI.
Take control of your money, starting today.
Join thousands of Nigerians who finally know where every naira goes. Set your first budget in under 2 minutes — no app, no bank login, just WhatsApp.